Refi Loans

At American Equity Financial, LLC, we offer refinance loans that allow real estate investors to replace their existing loans with new ones featuring better terms, lower interest rates, or improved cash flow conditions. Our private capital solutions prioritize your investment goals, helping you optimize your portfolio’s performance.

When market conditions shift or your investment strategies evolve, we are here to provide the refinancing options you need. Let’s discuss how a refinance loan can help position you for long-term success

No tax returns? No problem. These loans evaluate the property’s rent-to-debt ratio instead of your personal income.

Key Metric:

• DSCR ≥ 1.0: Rent must cover the loan payment.
• Higher DSCR = Better terms (e.g., 1.25x).