Buy & Hold Loans For Rental Assets

A buy and hold loan is a hassle-free option for investors looking to manage their multi-family property for long-term gains. Whether you use this hard money loan for renovations, repairs or instant cash to reinvest in more rental properties, this asset-based loan option is much easier to acquire than traditional bank loans.

Our buy and hold loans are crafted for real estate investors who seek to acquire and retain rental properties as long-term income-generating assets. At American Equity Financial, we deliver flexible, private capital solutions that cater to rental investment strategies across residential 1–4 units, multifamily properties, and mixed-use developments. Stability and sustainable cash flow are the cornerstones of successful buy and hold investments, and we are committed to helping you achieve both.

With tailored terms and a deep understanding of investor needs, we are ready to assist you in building a resilient and profitable portfolio. Let’s work together to secure financing that supports your vision for long-term success.

Our loans are designed for investors acquiring rental properties (1–4 units, multifamily, or mixed-use). We focus on stabilizing cash flow and maximizing long-term returns.

Did You Know?

• DSCR Loans: Qualify based on rental income (not personal earnings).
• Portfolio Growth: Refinance later to pull equity for new purchases.
• Lower Rates: Buy & hold loans often have better terms than flip financing.