New Construction Financing

Do you have the perfect plan to create multi-family developments? American Equity Financial also offers home construction loans for new construction projects and land. Ask about an asset-based loan that doesn’t include prepayment penalties or a credit check for your construction project.

Bringing a new construction project to life requires careful planning and reliable funding. At American Equity Financial, we specialize in providing private capital solutions for ground-up residential, multifamily, and commercial construction projects. Our team understands the unique challenges of construction, and we’re committed to structuring flexible loan options that meet the specific needs of each project.

Whether you’re building spec homes, multi-unit developments, or other ground-up projects, we can help turn your vision into reality. Our flexible financing solutions offer up to 80% Loan-to-Cost (LTC), ensuring you have the capital needed to cover your expenses. We provide staged disbursements tied to construction milestones, giving you access to funds as your project progresses. With approval times within 24–48 hours, you can rest assured that your project stays on schedule without unnecessary delays.

Key Features:

• LTC (Loan-to-Cost): Up to 80% of total project costs.
• Flexible Draws: Funds released as construction milestones are met.
• Speed: Approvals within 24–48 hours.

Types of Construction Projects We Finance:

• Ground-up residential
• Spec home construction
• In-fill development
• Build-to-suit projects
• Multi-unit developments

To get started, all we need are a few details:

• Loan Amount Requested
• Project Plans
• Project Budget

Contact us today to learn more about how we can help finance your new construction project.