Commercial Bridge Loans

A commercial bridge loan is a short-term option that is ideal for investors who need an immediate loan for a property that may otherwise be ineligible for a traditional commercial loan or mortgage. You’ll receive a private money loan without a credit check, with rates starting at 9.9%.

When timing is critical and traditional financing is too slow, a commercial bridge loan offers a fast, reliable solution to keep your projects moving forward. At American Equity Financial, we specialize in providing short-term bridge loans that enable investors to secure immediate capital for acquisitions, renovations, or refinancing. Our loans are designed to bridge the gap between transactions, ensuring that you don’t miss valuable opportunities due to delays in securing long-term financing.

With our access to over $500MM in private capital, we provide quick approvals and asset-based underwriting, allowing you to act decisively and without hesitation. Whether you’re buying a distressed property at auction, repositioning a commercial asset, or waiting for permanent financing to come through, our commercial bridge loans ensure that your investment goals stay on track.

Key Features:

• Fast Access to Capital: Close in as little as 3–5 business days to secure properties or fund urgent renovations.
• No Red Tape: Asset-based underwriting means no credit checks or tax returns required.
• Flexible Terms: Tailored loan structures that fit your project timeline and needs.

Common Uses:

• Auction purchases
• Property repositioning
• Covering gaps until long-term financing is secured

Why It Works:
Imagine a hotel investor who needs $2M to purchase a distressed property. With our bridge loan, they can close in 7 days, renovate, and refinance with a conventional lender 12 months later at a lower rate.

If you need to close quickly and keep your projects moving, contact us today to learn how our commercial bridge loans can help you bridge the gap and achieve your investment goals.